Finance Made Simple

We have the expertise to provide our clients with the best guidance and provide bridging funding in a timely and professional manner.

We will respond within 1 hour!

We provide all our clients with a variety of flexible buy-to-let and bridging loan options. Allowing both private and businesses to access loans they may need; terms and interest rates are determined by your needs as no two bridging transactions are the same.

london streets

No hassles, no guesswork.

As a customised lender, we make decisions quickly and without bias. We can minimise the application process time further as we have an in-house resources and expert assessors on hand whenever you need.

We work with solicitors and mortgage brokers every step of the way, to create a simple process to an offer, to ensure you have the funds within a few days of initiating the enquiry.

Buy to let

  • Rates from 1.5% (subject to criteria)
  • Up to 80% Loan to Value
  • All property types
  • First time buyers and first time landlords
  • No minimum income required
  • Heavy adverse credit profiles considered
  • Holiday Lets, Student Lets, Houses of multiple occupancy
  • Expat and Foreign Nationals acceptable
buildings
london streets

BRIDGING LOANS

  • Rates from 1.5% (subject to criteria)
  • Up to 80% Loan to Value
  • All property types
  • First time buyers and first time landlords
  • No minimum income required
  • Heavy adverse credit profiles considered
  • Holiday Lets, Student Lets, Houses of multiple occupancy
  • Expat and Foreign Nationals acceptable

SECOND CHARGE LOANS

  • Loans £10,000 – £2,500,000
  • Rates from 3.47%
  • Terms 3 to 35 years
  • Fixed, tracker & variable rate options
  • CCJ’s, mortgage arrears accepted and even ignored if over 12 months
  • Self-employed with a min. 12-months trading history
  • Any purpose accepted, including business use and to clear a tax bill
  • Tax credits and surplus rental income can be used in affordability checks
house
london street

AUCTION FINANCE

  • Loans from £50,000 to £10m
  • Rates from 0.48% per month
  • Loan terms 1-18 months
  • Up to 75% LTV (180 days value)
  • Adverse credit, CCJs and arrears accepted
  • No credit scoring
  • Residential & commercial properties considered
  • Properties requiring light or heavy refurbishment