Finance Made Simple
We have the expertise to provide our clients with the best guidance and provide bridging funding in a timely and professional manner.
We will respond within 1 hour!
We provide all our clients with a variety of flexible buy-to-let and bridging loan options. Allowing both private and businesses to access loans they may need; terms and interest rates are determined by your needs as no two bridging transactions are the same.
No hassles, no guesswork.
As a customised lender, we make decisions quickly and without bias. We can minimise the application process time further as we have an in-house resources and expert assessors on hand whenever you need.
We work with solicitors and mortgage brokers every step of the way, to create a simple process to an offer, to ensure you have the funds within a few days of initiating the enquiry.
Buy to let
- Rates from 1.5% (subject to criteria)
- Up to 80% Loan to Value
- All property types
- First time buyers and first time landlords
- No minimum income required
- Heavy adverse credit profiles considered
- Holiday Lets, Student Lets, Houses of multiple occupancy
- Expat and Foreign Nationals acceptable
BRIDGING LOANS
- Rates from 1.5% (subject to criteria)
- Up to 80% Loan to Value
- All property types
- First time buyers and first time landlords
- No minimum income required
- Heavy adverse credit profiles considered
- Holiday Lets, Student Lets, Houses of multiple occupancy
- Expat and Foreign Nationals acceptable
SECOND CHARGE LOANS
- Loans £10,000 – £2,500,000
- Rates from 3.47%
- Terms 3 to 35 years
- Fixed, tracker & variable rate options
- CCJ’s, mortgage arrears accepted and even ignored if over 12 months
- Self-employed with a min. 12-months trading history
- Any purpose accepted, including business use and to clear a tax bill
- Tax credits and surplus rental income can be used in affordability checks
AUCTION FINANCE
- Loans from £50,000 to £10m
- Rates from 0.48% per month
- Loan terms 1-18 months
- Up to 75% LTV (180 days value)
- Adverse credit, CCJs and arrears accepted
- No credit scoring
- Residential & commercial properties considered
- Properties requiring light or heavy refurbishment